First National Bank of Omaha Complaint: APR or interest rate

#1487373 26 Jul 2015

Credit card

Complaint #1487373 submitted on 07/26/2015 relating to First National Bank of Omaha. Complaint relates to Credit card - APR or interest rate .

Complaint was submitted via Web and sent to the company on Sunday 26th July 2015.

Narrative (may be redacted).

I used my credit card with a PIN not knowing it was a credit card transaction. I was charged hundreds of dollars in cash advance fees. I cancelled the card and paid it off prior to the due date and they charged me another 30 days worth of interest on the entire balance. The first time I called to rectify it the man I spoke with insisted it was correct and it was being charged at a periodic daily rate. I then calculated the interest on my own to prove they charged me for another 30 days. I then called back and the represenative told me she was going to waive it. I am reporting this so that other consumers are not abused by their interest calculation methods. XXXX and First Bankcard.

Company First National Bank of Omaha
Complaint ID 1487373
Date Received 07/26/2015
Product Credit card
Issue APR or interest rate
State/ZIP Code IL 605XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with monetary relief
Submitted Web 07/26/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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