Lamont, Hanley & Associates, Inc. Complaint: Disclosure verification of debt

#1480136 21 Jul 2015

Debt collection Other (i.e. phone, health club, etc.)

Complaint #1480136 submitted on 07/21/2015 relating to Lamont, Hanley & Associates, Inc.. Complaint relates to Debt collection Other (i.e. phone, health club, etc.) - Disclosure verification of debt Not given enough info to verify debt.

Complaint was submitted via Web and sent to the company on Tuesday 21st July 2015.

Narrative (may be redacted).

After recently reviewing my credit report, I found that there is a collection reported by XXXX that has a date opened on XXXX 2010 and no date of last activity is listed. The amount is for {$290.00} and the creditor is Lamont Hanley & Associates. This debt is over 4 years old and the date of last activity could very well be 4 years as well. The statue of limitations in the state of California for reporting debt is 4 years. This company is in violation of that statue. Also, since there is no date of last activity, I do not know if I owe this amount or if the debt is verifiable. Also, I do not know if this company is licensed to collect debt in my state ( California ). I am requesting that this debt be removed from my credit report immediately.

Company Lamont, Hanley & Associates, Inc.
Complaint ID 1480136
Date Received 07/21/2015
Product Debt collection Other (i.e. phone, health club, etc.)
Issue Disclosure verification of debt Not given enough info to verify debt
State/ZIP Code CA 923XX
Consumer Consent Consent provided
Company Public Response Company believes complaint caused principally by actions of third party outside the control or direction of the company
Company Response To Customer Closed with explanation
Submitted Web 07/21/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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