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Army and Air Force Exchange Service Complaint: Debt collection #1774097

Army and Air Force Exchange Service Complaint: Taking/threatening an illegal action

#1774097 4 Feb 2016

Debt collection Credit card

Complaint #1774097 submitted on 02/04/2016 relating to Army and Air Force Exchange Service. Complaint relates to Debt collection Credit card - Taking/threatening an illegal action Attempted to/Collected exempt funds.

Complaint was submitted via Web and sent to the company on Thursday 4th February 2016.

Narrative (may be redacted).

I became behind on my Military Star Card when my Fianc got XXXX from the military and I lost my job due to being laid off in XXXX XXXX. I was notified after filing my taxes in XXXX XXXX that they would be taking all XXXX of my federal tax refund dollars. After contacting the Treasury office, they told me that the only people who can stop this is the creditor themselves. I reached out to the creditor twice trying to make arrangements as well as file for a hardship. They insisted that they could n't help or withdraw the information from the debt until its paid. Basically telling me they can and will take all the money they can. They also told me that filing for a hardship would take about 30-45 days. When i requested to speak to a supervisor i was placed on hold by XXXX different agents many times. I was given a non-working number and told to call the supervisor and leave my name and number, and they will get back to me as soon as possible within 24 hours. The number I was given for the supervisor is XXXX. I explained my hardship of not being able to pay my rent or utilities, as well as having XXXX children. They did n't care and said sorry this is your debt and we will do what is needed to collect but if you like you can set up a payment ed for the remainder of the balance after we take the refund. How am I to pay that money if I can not even pay my normal bills due to them taking my refund.

Servicemember

Company Army and Air Force Exchange Service
Complaint ID 1774097
Date Received 02/04/2016
Product Debt collection Credit card
Issue Taking/threatening an illegal action Attempted to/Collected exempt funds
State/ZIP Code VA 225XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 02/04/2016
Result Timely Response: Yes, Consumer Disputed: Yes
 

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