Complaint #1454561 submitted on 07/07/2015 relating to First National Collection Bureau, Inc.. Complaint relates to Debt collection I do not know - Cont'd attempts collect debt not owed Debt is not mine.
Complaint was submitted via Web and sent to the company on Tuesday 7th July 2015.
I received a letter from First National Collection Bureau , Inc. ( creditor " XXXX XXXX XXXX XXXX, XXXX '' ) representing that I owe a debt to XXXX XXXX. I called FNCB, and a representative said it was a XXXX that I had opened in XX/XX/XXXX and closed in XX/XX/XXXX. I never opened a XXXX in XX/XX/XXXX, nor does such an item appear on any of my credit reports. When I contacted XXXX XXXX, they represented that, not only do they not recognize the account number included on the FNCB letter, but I never had an account with them, and further, that they only carry XXXX, not XXXX, and thus the debt could never have existed.
I would like to note that, when I told the representative from FNCB that I dispute the claim, he asked what exactly I was disputing, and I told him that I disputed that the debt ever existed, and their representative said he would report it to the original creditor ( which is obviously impossible since the original creditor has no knowledge of said debt ). I doubt, therefore, that the employees of the company know that they are fraudulently attempting to collect on nonexistent debt ( s ).
| Company | First National Collection Bureau, Inc. |
| Complaint ID | 1454561 |
| Date Received | 07/07/2015 |
| Product | Debt collection I do not know |
| Issue | Cont'd attempts collect debt not owed Debt is not mine |
| State/ZIP Code | TN 370XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company can't verify or dispute the facts in the complaint |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 07/07/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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