Bayfield Financial, LLC Complaint: Cont'd attempts collect debt not owed

#1424046 16 Jun 2015

Debt collection Credit card

Complaint #1424046 submitted on 06/16/2015 relating to Bayfield Financial, LLC. Complaint relates to Debt collection Credit card - Cont'd attempts collect debt not owed Debt was paid.

Complaint was submitted via Web and sent to the company on Tuesday 16th June 2015.

Narrative (may be redacted).

Bayfield Financial LLC has sent me a subpena on a debt I paid in XX/XX/XXXX when It was discovered that I was not approved to live in the home I now own and have owned since XX/XX/XXXX- Once I showed proof I paid these creditors I was approved to move into my community. It was paid with XXXX cashiers checks totaling somewhere around the negotiated price of {$860.00} from XXXX XXXX bank which no longer exists. XXXX took them over. I contacted XXXX and they have no records and if they did, do not go back that far for cashiers checks. Now after 9 years they are claiming I never paid it and I owe {$8000.00} some dollars. After 9 years I have no more documentation of this - I shred all papers after 3 -5 years depending on what they are. I have never been contacted by this company in the 9 years since and all the sudden a lady shows up at my door XXXX day with a letter addressed to my maiden name and tells me to sign and show up in a makeshift court in a weeks time.

Company Bayfield Financial, LLC
Complaint ID 1424046
Date Received 06/16/2015
Product Debt collection Credit card
Issue Cont'd attempts collect debt not owed Debt was paid
State/ZIP Code WI 532XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Untimely response
Submitted Web 06/16/2015
Result Timely Response: No, Consumer Disputed: No
 

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