Western Portfolio Assets Complaint: Taking/threatening an illegal action

#1414871 10 Jun 2015

Debt collection Credit card

Complaint #1414871 submitted on 06/10/2015 relating to Western Portfolio Assets. Complaint relates to Debt collection Credit card - Taking/threatening an illegal action Threatened to sue on too old debt.

Complaint was submitted via Web and sent to the company on Thursday 18th June 2015.

Narrative (may be redacted).

XXXX XXXX XXXX ( XXXX ) XXXX XXXX contacted me today through a XXXX party ( blocked number ) to alert me that legal action will be taken against me on Friday. They will be mailing off a court summons on Friday to my place of employment and my home address ( I have this on voicemail ). I was also instructed to contact above phone number for further information. When I called that number the person who answered the phone stated " legal department. '' When I asked for teh company 's name I was told XXXX XXXX XXXX. I was asked to confirm the last XXXX of my SSN. I was told that I owed over {$1500.00} for a credit card ( XXXX ) debt that I disputed over 8 years ago and got removed from my credit report. I was told by the representative of the legal department that once they file to sue me my wages and bank account can be garnished and the account will be placed on my credit report again. I contacted an attorney who called the company and he confirmed that it was a scam.

Company Western Portfolio Assets
Complaint ID 1414871
Date Received 06/10/2015
Product Debt collection Credit card
Issue Taking/threatening an illegal action Threatened to sue on too old debt
State/ZIP Code VA 223XX
Consumer Consent Consent provided
Company Public Response Company can't verify or dispute the facts in the complaint
Company Response To Customer Closed
Submitted Web 06/18/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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