Earm LLC Complaint: Disclosure verification of debt

#1396302 28 May 2015

Debt collection Payday loan

Complaint #1396302 submitted on 05/28/2015 relating to Earm LLC. Complaint relates to Debt collection Payday loan - Disclosure verification of debt Right to dispute notice not received.

Complaint was submitted via Web and sent to the company on Thursday 28th May 2015.

Narrative (may be redacted).

I have been receiving phone calls from a debt collector telling me that I am going to be to served at work and possibly taken to jail. When I call the number given, I get connected to very rude " employees '' with vague information. All they can tell me is that I got a payday loan in 2009 for {$400.00} that was never paid back. They claim the loan has grown to {$800.00}, but they can accept a lower payment over the phone and this will all go away. I asked them to identify themselves and all they can tell me is their company name, MAC ... ( 1 ) I would never apply for a payday loan ( 2 ) I would never give my credit card number to some random person that called me on the phone.
This person had my social security number and an old address, but no recent information. The only way they got my phone number was by contacting my brother.

The phone number I 'm asked to call is XXXX # XXXX

Company Earm LLC
Complaint ID 1396302
Date Received 05/28/2015
Product Debt collection Payday loan
Issue Disclosure verification of debt Right to dispute notice not received
State/ZIP Code AL 352XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Untimely response
Submitted Web 05/28/2015
Result Timely Response: No, Consumer Disputed: No
 

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