Amcap Mortgage, Ltd. Complaint: Credit decision / Underwriting

#1384338 20 May 2015

Mortgage VA mortgage

Complaint #1384338 submitted on 05/20/2015 relating to Amcap Mortgage, Ltd.. Complaint relates to Mortgage VA mortgage - Credit decision / Underwriting .

Complaint was submitted via Web and sent to the company on Wednesday 20th May 2015.

Narrative (may be redacted).

I applied for a VA loan and the underwriter from AmCap Mortgage set a condition of my loan to provide medical documentation as proof of documentation as an extenuating circumstance of credit difficulties. Additionally, as a condition of the loan I was asked to provide documentation of upgrades done to my home that has been over 9 years past. Additionally, we have been asked to provide evidence of property listed as for sale or rented to support my military XXXX move in 2006, which is over 9 years ago. I beleive the underwriter is asking for obsolete and unatainable information as set conditions for a loan.

Company Amcap Mortgage, Ltd.
Complaint ID 1384338
Date Received 05/20/2015
Product Mortgage VA mortgage
Issue Credit decision / Underwriting
State/ZIP Code TX 786XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 05/20/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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