Complaint #1370980 submitted on 05/12/2015 relating to Rausch, Sturm, Israel, Enerson & Hornik, LLC. Complaint relates to Debt collection Credit card - Communication tactics Threatened to take legal action.
Complaint was submitted via Web and sent to the company on Tuesday 12th May 2015.
1. I was 'served ' a Summons and Complaint with the statement " You are being sued. " ; however, there is not lawsuit filed against me. The person delivering the document said, " You are being served. " ; however, in reality I was not being served actual legal documents. I was handed a document that looks like a court document. Their document should have stated they were intending on suing me, especially if I do n't answer their 'summons and complaint. ' Instead they made it look like a court document to use it as a means to intimidate and scare me. There is no court file no listed on the forms nor is it listed as an active case against me on the website for XXXX Trial Court Public Access : XXXX. ( Fair debt collection practices act, 807, 2A, and 812 ).
2. When I was 'served ', the documents with my personal information were not enclosed in an envelope and this a violation of my privacy rights according to FDCPA.
3. The company that is threatening me is located in XX/XX/ and I am requesting from the company that they are in fact licensed to collect debt in Minnesota.
| Company | Rausch, Sturm, Israel, Enerson & Hornik, LLC |
| Complaint ID | 1370980 |
| Date Received | 05/12/2015 |
| Product | Debt collection Credit card |
| Issue | Communication tactics Threatened to take legal action |
| State/ZIP Code | MN 553XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company chooses not to provide a public response |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 05/12/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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