Equifax Complaint: Incorrect information on credit report

#1351387 28 Apr 2015

Credit reporting

Complaint #1351387 submitted on 04/28/2015 relating to Equifax. Complaint relates to Credit reporting - Incorrect information on credit report Information is not mine.

Complaint was submitted via Web and sent to the company on Friday 1st May 2015.

Narrative (may be redacted).

In XXXX, I requested my free annual credit report. After viewing my credit report, I noticed over XXXX credit/loan inquiries on my account that was not authorized by me. I contacted each company and was told that there was not any account open under my information. I explained that I have a hard inquiry on my credit report and need it removed as soon as possible so that I could apply for a home. I was told that the inquiries would be removed from my credit report. As of XXXX/XXXX/XXXX, none of the inquiries have been removed dating back to XXXX. I had a initial fraud alert placed on my report on XXXX XXXX, so if any credit reports are being pulled with my information, I was to be contacted by the company before any action was taken place. I just want the inquiries to be removed so that my scores and credit is not being impacted any longer. I would like to purchase a house, but until all of the inquires are removed I will not be approved with XXXX inquires on my credit report.

Company Equifax
Complaint ID 1351387
Date Received 04/28/2015
Product Credit reporting
Issue Incorrect information on credit report Information is not mine
State/ZIP Code GA 319XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 05/01/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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