RAB PERFORMANCE RECOVERIES, LLC Complaint: Disclosure verification of debt

#1347379 25 Apr 2015

Debt collection Credit card

Complaint #1347379 submitted on 04/25/2015 relating to RAB PERFORMANCE RECOVERIES, LLC. Complaint relates to Debt collection Credit card - Disclosure verification of debt Not given enough info to verify debt.

Complaint was submitted via Web and sent to the company on Saturday 25th April 2015.

Narrative (may be redacted).

In Spring of XXXX, I was service with a summons from RAB Performances, who was collecting a debt on behalf of XXXX Credit Card. The Case Number is XXXX. I responded to the summons within 30 days as required, and denied ownership of the debt. In XXXX XXXX, I pulled my credit report and noticed a default judgment listed for RAB Performances for the amount of {$1700.00}. I disputed this judgment with the credit bureau, and it came back as verified. In XXXX XXXX, I contact XXXX XXXX court via certified mail and requested for the judgment to be dismissed/vacated. I was not notified by the court that a hearing had been set regarding this matter. I was later informed by the clerk of court that the hearing was set in XXXX of XXXX, and the hearing information was mailed to XXXX XXXX XXXX, XXXX XXXX ; I moved to XXXX in XXXX XXXX, which was two years prior to the notice being served. In response to my motion to dismiss, I was contacted by XXXX, XXXX, and XXXX, who stated that they are collecting the debt on behalf of their client, RAB Performances. On XXXX/XXXX/XXXX, my paycheck was garnished for {$350.00}, and my XXXX/XXXX/XXXX paycheck was garnished for over {$400.00}, which has caused a severe financial strain on my household. I contacted them and asked them to verify the original account listed with their office, and they provided the account number of *******************. I informed them that this account number does not match what is listed for this creditor on my credit report, and provided proof. I have yet to receive a response from XXXX, XXXX, and XXXX regarding this matter.

Complaint ID 1347379
Date Received 04/25/2015
Product Debt collection Credit card
Issue Disclosure verification of debt Not given enough info to verify debt
State/ZIP Code GA 303XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 04/25/2015
Result Timely Response: Yes, Consumer Disputed: No


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