First National Bank of Omaha Complaint: Closing/Cancelling account

#1339563 21 Apr 2015

Credit card

Complaint #1339563 submitted on 04/21/2015 relating to First National Bank of Omaha. Complaint relates to Credit card - Closing/Cancelling account .

Complaint was submitted via Web and sent to the company on Tuesday 21st April 2015.

Narrative (may be redacted).

A cashier 's check was issued directly to First National Bank XXXX XXXX. XXXX XXXX, XXXX, NE XXXX on XXXX. On the check in the memo field was my name as well as an account number ; the account number was incorrect with XXXX numbers wrong. The check was drawn / cashed on XXXX. I called on XXXX and verified payment was received and that there was a XXXX balance on the credit card account with customer service rep ; I then closed the account on the telephone call after confirming a XXXX balance.

Payment was originally due on or about XXXX. On XXXX I received a robocall telling me that payment was over due. I immediately contacted customer service and to my surprise it had not been applied to my account. I contacted my credit union to look into what had happened. They informed me that payment had been drawn / cashed on XXXX. I, as well as the credit union loan officer XXXX called separately to find out what had happened. We called together on XXXX and advised FNB XXXX that the account number was wrong on the check, but my name was correct as well as provided Check number over the phone and we were advised that information was not good enough. My loan officer at XXXX XXXX XXXX XXXX faxed over front and back of the Cashier 's check that they had drawn / cashed to their accounting group on XXXX as instructed. The loan officer attempted to speak with them again and received no new information XXXX. I also called today on XXXX and have no new news about my payment that was drawn / cashed on XXXX. My account is now very past due and should have been paid in full and closed.

Company First National Bank of Omaha
Complaint ID 1339563
Date Received 04/21/2015
Product Credit card
Issue Closing/Cancelling account
State/ZIP Code OK 741XX
Consumer Consent Consent provided
Company Public Response Company believes the complaint is the result of a misunderstanding
Company Response To Customer Closed with monetary relief
Submitted Web 04/21/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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