Discover Complaint: Account opening, closing, or management

#1299852 25 Mar 2015

Bank account or service Checking account

Complaint #1299852 submitted on 03/25/2015 relating to Discover. Complaint relates to Bank account or service Checking account - Account opening, closing, or management .

Complaint was submitted via Web and sent to the company on Wednesday 25th March 2015.

Narrative (may be redacted).

1 ) Discover Bank closed my checking account without any notice.

2 ) Its customer service rejected my request of transferring my money XXXX more than {$2000.00} in balance ), and sent a check to my old address. No chance was given to correct the address error, even if I pointed out the mailing address is out of date.
Note, my above conversation with Discover Bank was before the final check was issued.

3 ) The online bank system was not working properly. After my checking account was closed, Discover Bank continued sending online bill pay checks to at least XXXX of my billers, including XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX Bank, etc.
These are absolutely unacceptable mistakes conducted by Discover Bank, which intentionally incurred returned check fees from my billers to me, totaling over {$100.00}. Before these checks were sent out, Discover Bank customer service representative even confirmed with me that no money or check would be sent out since my account had been closed.

4 ) According to Discover Bank 's term and statement, my checking account had cashback rewards when it was closed. I do not have any proof showing Discover Bank paid me for that.

Company Discover
Complaint ID 1299852
Date Received 03/25/2015
Product Bank account or service Checking account
Issue Account opening, closing, or management
State/ZIP Code IL 627XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 03/25/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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