Valley National Bank Complaint: Managing the loan or lease

#1296153 23 Mar 2015

Consumer Loan Vehicle loan

Complaint #1296153 submitted on 03/23/2015 relating to Valley National Bank. Complaint relates to Consumer Loan Vehicle loan - Managing the loan or lease .

Complaint was submitted via Web and sent to the company on Monday 13th April 2015.

Narrative (may be redacted).

Have a car loan from VNB Loan Services. Was told by phone the car loan had been paid up in XXXX 2014, but that I owed additional fees & wo n't get my car title until all paid. From XXXX 2014 including a payment made today, I have paid an additional {$3200.00}. I know there were some gaps in insurance and over the phone that 's what they said I owed more money for but I have never received the additional amount due in writing. In fact I asked for a list of all payments received & how applied as well. Requested XXXX/XXXX/14 this info in writing along with a payment which the post office confirmed was signed for XXXX/XXXX/14 and the enclosed payment cleared my bank XXXX/XXXX/14. They refuse to mail me any documentation. I am willing to pay what I owe but feel they are trying to overcharge me because they have n't sent written documentation. Everything has only been provided via phone calls. I think as a consumer I should be getting the addition request in writing as proof for my records.

Company Valley National Bank
Complaint ID 1296153
Date Received 03/23/2015
Product Consumer Loan Vehicle loan
Issue Managing the loan or lease
State/ZIP Code PA 180XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 04/13/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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