American Credit Acceptance, LLC Complaint: Cont'd attempts collect debt not owed

#1294302 20 Mar 2015

Debt collection I do not know

Complaint #1294302 submitted on 03/20/2015 relating to American Credit Acceptance, LLC. Complaint relates to Debt collection I do not know - Cont'd attempts collect debt not owed Debt is not mine.

Complaint was submitted via Web and sent to the company on Wednesday 25th March 2015.

Narrative (may be redacted).

I sent a letter and have yet to receive a response. Unfortunately, I was the victim of identity theft. I have done everything required of me by law to dispute the fraudulent items on my credit report. I sent a letter to " American Credit Acceptance '' on XX/XX/2014 via USPS certified mail. The company refuses to honor my rights under the FDCPA & the FCRA as a victim of identity theft to remove the fraudulent inquiry that was submitted without my knowledge, consent and/or authorization.

Please find attached the notice that was sent out along with the attached certified receipt. Information can be tracked online using referenced information. Thank you for you time and attention regarding the matter.

Servicemember

Company American Credit Acceptance, LLC
Complaint ID 1294302
Date Received 03/20/2015
Product Debt collection I do not know
Issue Cont'd attempts collect debt not owed Debt is not mine
State/ZIP Code MD 207XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 03/25/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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