Ballybunion Enterprises, Inc Complaint: Managing the loan or lease

#1291160 19 Mar 2015

Consumer Loan Installment loan

Complaint #1291160 submitted on 03/19/2015 relating to Ballybunion Enterprises, Inc. Complaint relates to Consumer Loan Installment loan - Managing the loan or lease .

Complaint was submitted via Web and sent to the company on Wednesday 25th March 2015.

Narrative (may be redacted).

We opened an account with Freedom Funiture in XXXX paid as agreed and refinanced in XXXX. We paid as agreed until we became unable to pay the full amount in XXXX. We made an agreement to pay a lesser amount per month and kept paying via allotment. Freedom got a judgement against us while I was training. I was not served with the judgement prior to court or after ... I was informed of it when my wages began to be garnished. They got the judgement in XXXX VA. XXXX # XXXX Filed XXXX.
I did not sign a contract in VA I signed my contract in GA. They garnished my wages causing finacial distress. I was able to get that stopped through XXXX. However the judgement remains and has severely damaged our credit preventing us from buying a home and upgrading our vehicles. We have asked repeatedly to have this issue fixed based on the fact that the judgement was not served on me ever and the fact that they have caused so much financial distress and ruin. We were told we 'd have to go to VA to fix it. We have in total paid this company nearly {$25000.00} over the last 11 years. for a couch and loveseat, computer hutch, table and chairs. the furniture has not lasted however the payments and ruin continue the judgement says we still owe XXXX. We need assistance as we have tried every other step possible to fix this without aid.

Servicemember

Company Ballybunion Enterprises, Inc
Complaint ID 1291160
Date Received 03/19/2015
Product Consumer Loan Installment loan
Issue Managing the loan or lease
State/ZIP Code AL 368XX
Consumer Consent Consent provided
Company Public Response Company believes complaint relates to a discontinued policy or procedure
Company Response To Customer Closed with explanation
Submitted Web 03/25/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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