Complaint #1803192 submitted on 02/24/2016 relating to Experian. Complaint relates to Credit reporting - Incorrect information on credit report Account terms.
Complaint was submitted via Web and sent to the company on Friday 26th February 2016.
Experian Report pulled on XX/XX/XXXX and Transunion Report pulled on XX/XX/XXXX show XXXX bank re aging a credit card debt charged off in XXXX to reflect a past due amount on a XX/XX/XXXX credit report for XX/XX/XXXX.. This is illegal and violates the fair credit reporting act. They ca n't say a debt is due if they have charged it off. It must be listed as disputed on my credit report and they could not verify the debt in XX/XX/XXXX. Also, they must cease and desist from how they report this debt immediately.
| Company | Experian |
| Complaint ID | 1803192 |
| Date Received | 02/24/2016 |
| Product | Credit reporting |
| Issue | Incorrect information on credit report Account terms |
| State/ZIP Code | FL 349XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company has responded to the consumer and the CFPB and chooses not to provide a public response |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 02/26/2016 |
| Result | Timely Response: Yes, Consumer Disputed: No |
Leave your comments and feedback below.