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Argon Credit Complaint: Consumer Loan #1744254

Argon Credit Complaint: Taking out the loan or lease

#1744254 16 Jan 2016

Consumer Loan Installment loan

Complaint #1744254 submitted on 01/16/2016 relating to Argon Credit. Complaint relates to Consumer Loan Installment loan - Taking out the loan or lease .

Complaint was submitted via Web and sent to the company on Wednesday 20th January 2016.

Narrative (may be redacted).

I applied on XXXX XXXX online at Argon 's Credit Website. I was offer an approval for 20 % interest/ APR. I signed the document via electronic signature and submit all documents the same day. As I went through there application process, they used XXXX XXXX XXXX Bank XXXX XXXX to scan peoples bank account activity for 90 days. It asked for my online banking credentials. Uncomfortable giving sensitive login information online, I gave them my past 60 day bank statement. During this time, I have been very patient with this company. They state approval and verification takes " 48 to 72 hours ''. It had been almost 2 weeks. I 've given my last 60 days bank statements, XXXX and XXXX Tax Return, XXXX paystub periods, My Driver 's License ID, and a copy of my Personal Check Voided I recently received a call that I was going to be funded and it would take " another 48 to 72 hours ''. I await 3 days. I check my account and funds have not been disbursted. I call them again and they state it would be another 5 business days for funds to transfer. Please keep in mind my contract was signed on XXXX XXXX. My first payment is due XXXX XXXX and I still have n't recieved my funds in my bank account.

Company Argon Credit
Complaint ID 1744254
Date Received 01/16/2016
Product Consumer Loan Installment loan
Issue Taking out the loan or lease
State/ZIP Code GA 300XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 01/20/2016
Result Timely Response: Yes, Consumer Disputed: No
 

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