Complaint #1732004 submitted on 01/08/2016 relating to American Capital Enterprises, Inc.. Complaint relates to Debt collection I do not know - Cont'd attempts collect debt not owed Debt is not mine.
Complaint was submitted via Web and sent to the company on Friday 8th January 2016.
An item on my credit report says I owe a debt that I did not know about. As I have not had any loans or credit cards since around 2004, If this is my debt, it is over the 7 year reporting limit, and it is also a time barred debt ( Cal. Civ. Proc. Code 312 et seq. ), so it should not still be reporting on my credit report. I have disputed this item on my credit report and been told it will not be removed, but requests for proof that is my debt and when this debt was last paid, have gone unanswered.
| Company | American Capital Enterprises, Inc. |
| Complaint ID | 1732004 |
| Date Received | 01/08/2016 |
| Product | Debt collection I do not know |
| Issue | Cont'd attempts collect debt not owed Debt is not mine |
| State/ZIP Code | CA 928XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company believes it acted appropriately as authorized by contract or law |
| Company Response To Customer | Closed |
| Submitted | Web 01/08/2016 |
| Result | Timely Response: Yes, Consumer Disputed: Yes |
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