Genesis Lending Complaint: Can't repay my loan

#1732465 7 Jan 2016

Student loan Non-federal student loan

Complaint #1732465 submitted on 01/07/2016 relating to Genesis Lending. Complaint relates to Student loan Non-federal student loan - Can't repay my loan Can't decrease my monthly payments.

Complaint was submitted via Web and sent to the company on Thursday 7th January 2016.

Narrative (may be redacted).

I attended XXXX XXXX located XXXX XXXX, NJ. I took out a Federal Loan and a private loan. Money was demanded while I was attending school. The financial aid rep told me during the application process if I needed to make payment changes it 's simple and can be done. That was not the case. Neither XXXX XXXX nor Genesis Lending would help me. So I defaulted on my loan because I was n't able to pay the monthly amount, but I would send what I could. Not only that I did not get assistance in finding employment in the field I trained in. I received many annoying calls from XXXX XXXX fishing for information as far as what job am I working at and I can always go back to the school for assistance. I would tell the rep that I 'm not working in the field because you need 3yrs+ experience and I went back to my XXXX background temping until a permanent position came along. The rep stopped calling me as frequent because she was happy I had a job, but it was not in the field I trained. Every once in awhile I would receive a call because she wanted information.

Company Genesis Lending
Complaint ID 1732465
Date Received 01/07/2016
Product Student loan Non-federal student loan
Issue Can't repay my loan Can't decrease my monthly payments
State/ZIP Code NJ 088XX
Consumer Consent Consent provided
Company Public Response Company believes complaint caused principally by actions of third party outside the control or direction of the company
Company Response To Customer Closed with explanation
Submitted Web 01/07/2016
Result Timely Response: Yes, Consumer Disputed: No
 

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