Amex Complaint: Credit card #1728297

Warning (512): SplFileInfo::openFile(/var/www/html/complaints.millsbomb.com/tmp/cache/models/myapp_cake_model_default_complaints): failed to open stream: No such file or directory [CORE/src/Cache/Engine/FileEngine.php, line 395]

Code Context

                $this->_File = $path->openFile('c+');
            } catch (Exception $e) {
                trigger_error($e->getMessage(), E_USER_WARNING);

$key = 'myapp_cake_model_default_complaints'
$createKey = false
$groups = null
$dir = '/var/www/html/complaints.millsbomb.com/tmp/cache/models/'
$path = object(SplFileInfo) {
	
}
$exists = true
$e = object(RuntimeException) {
	severity => (int) 2
	[protected] message => 'SplFileInfo::openFile(/var/www/html/complaints.millsbomb.com/tmp/cache/models/myapp_cake_model_default_complaints): failed to open stream: No such file or directory'
	[protected] code => (int) 0
	[protected] file => '/var/www/html/complaints.millsbomb.com/vendor/cakephp/cakephp/src/Cache/Engine/FileEngine.php'
	[protected] line => (int) 393
}

Cake\Cache\Engine\FileEngine::_setKey() - CORE/src/Cache/Engine/FileEngine.php, line 395
Cake\Cache\Engine\FileEngine::read() - CORE/src/Cache/Engine/FileEngine.php, line 184
Cake\Cache\Cache::read() - CORE/src/Cache/Cache.php, line 312
Cake\Database\Schema\CachedCollection::describe() - CORE/src/Database/Schema/CachedCollection.php, line 58
Cake\ORM\Table::schema() - CORE/src/ORM/Table.php, line 429
Cake\ORM\Table::primaryKey() - CORE/src/ORM/Table.php, line 505
Cake\ORM\Table::get() - CORE/src/ORM/Table.php, line 1163
App\Controller\ComplaintsController::view() - APP/Controller/ComplaintsController.php, line 54
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 429
Cake\Routing\Dispatcher::_invoke() - CORE/src/Routing/Dispatcher.php, line 114
Cake\Routing\Dispatcher::dispatch() - CORE/src/Routing/Dispatcher.php, line 87
[main] - ROOT/webroot/index.php, line 41

Warning (512): SplFileInfo::openFile(/var/www/html/complaints.millsbomb.com/tmp/cache/models/myapp_cake_model_default_complaints) [splfileinfo.openfile]: failed to open stream: Success [CORE/src/Cache/Engine/FileEngine.php, line 395]

Code Context

                $this->_File = $path->openFile('c+');
            } catch (Exception $e) {
                trigger_error($e->getMessage(), E_USER_WARNING);

$key = 'myapp_cake_model_default_complaints'
$createKey = true
$groups = null
$dir = '/var/www/html/complaints.millsbomb.com/tmp/cache/models/'
$path = object(SplFileInfo) {
	
}
$exists = true
$e = object(RuntimeException) {
	severity => (int) 2
	[protected] message => 'SplFileInfo::openFile(/var/www/html/complaints.millsbomb.com/tmp/cache/models/myapp_cake_model_default_complaints) [<a href='http://php.net/splfileinfo.openfile'>splfileinfo.openfile</a>]: failed to open stream: Success'
	[protected] code => (int) 0
	[protected] file => '/var/www/html/complaints.millsbomb.com/vendor/cakephp/cakephp/src/Cache/Engine/FileEngine.php'
	[protected] line => (int) 393
}

Cake\Cache\Engine\FileEngine::_setKey() - CORE/src/Cache/Engine/FileEngine.php, line 395
Cake\Cache\Engine\FileEngine::write() - CORE/src/Cache/Engine/FileEngine.php, line 134
Cake\Cache\Cache::write() - CORE/src/Cache/Cache.php, line 234
Cake\Database\Schema\CachedCollection::describe() - CORE/src/Database/Schema/CachedCollection.php, line 67
Cake\ORM\Table::schema() - CORE/src/ORM/Table.php, line 429
Cake\ORM\Table::primaryKey() - CORE/src/ORM/Table.php, line 505
Cake\ORM\Table::get() - CORE/src/ORM/Table.php, line 1163
App\Controller\ComplaintsController::view() - APP/Controller/ComplaintsController.php, line 54
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 429
Cake\Routing\Dispatcher::_invoke() - CORE/src/Routing/Dispatcher.php, line 114
Cake\Routing\Dispatcher::dispatch() - CORE/src/Routing/Dispatcher.php, line 87
[main] - ROOT/webroot/index.php, line 41

Warning (512): _cake_model_ cache was unable to write 'default_complaints' to Cake\Cache\Engine\FileEngine cache [CORE/src/Cache/Cache.php, line 244]

Code Context

                ),
                E_USER_WARNING
            );

$key = 'default_complaints'
$value = object(Cake\Database\Schema\Table) {
	[protected] _table => 'complaints'
	[protected] _columns => [
		'id' => [
			[maximum depth reached]
		],
		'date_received' => [
			[maximum depth reached]
		],
		'product' => [
			[maximum depth reached]
		],
		'sub_product' => [
			[maximum depth reached]
		],
		'issue' => [
			[maximum depth reached]
		],
		'sub_issue' => [
			[maximum depth reached]
		],
		'narrative' => [
			[maximum depth reached]
		],
		'company_public_response' => [
			[maximum depth reached]
		],
		'company' => [
			[maximum depth reached]
		],
		'state' => [
			[maximum depth reached]
		],
		'zipcode' => [
			[maximum depth reached]
		],
		'tags' => [
			[maximum depth reached]
		],
		'consumer_consent' => [
			[maximum depth reached]
		],
		'submitted_via' => [
			[maximum depth reached]
		],
		'date_sent_to_company' => [
			[maximum depth reached]
		],
		'company_response_to_customer' => [
			[maximum depth reached]
		],
		'timely_response' => [
			[maximum depth reached]
		],
		'consumer_disputed' => [
			[maximum depth reached]
		],
		'complaint_id_original' => [
			[maximum depth reached]
		]
	]
	[protected] _typeMap => [
		'id' => 'integer',
		'date_received' => 'string',
		'product' => 'string',
		'sub_product' => 'string',
		'issue' => 'string',
		'sub_issue' => 'string',
		'narrative' => 'text',
		'company_public_response' => 'string',
		'company' => 'string',
		'state' => 'string',
		'zipcode' => 'string',
		'tags' => 'string',
		'consumer_consent' => 'string',
		'submitted_via' => 'string',
		'date_sent_to_company' => 'string',
		'company_response_to_customer' => 'string',
		'timely_response' => 'string',
		'consumer_disputed' => 'string',
		'complaint_id_original' => 'integer'
	]
	[protected] _indexes => [
		'company' => [
			[maximum depth reached]
		]
	]
	[protected] _constraints => [
		'primary' => [
			[maximum depth reached]
		]
	]
	[protected] _options => [
		'engine' => 'InnoDB',
		'collation' => 'utf8_general_ci'
	]
	[protected] _temporary => false
	[protected] _columnKeys => [
		'type' => null,
		'baseType' => null,
		'length' => null,
		'precision' => null,
		'null' => null,
		'default' => null,
		'comment' => null
	]
	[protected] _columnExtras => [
		'string' => [
			[maximum depth reached]
		],
		'integer' => [
			[maximum depth reached]
		],
		'biginteger' => [
			[maximum depth reached]
		],
		'decimal' => [
			[maximum depth reached]
		],
		'float' => [
			[maximum depth reached]
		]
	]
	[protected] _indexKeys => [
		'type' => null,
		'columns' => [[maximum depth reached]],
		'length' => [[maximum depth reached]],
		'references' => [[maximum depth reached]],
		'update' => 'restrict',
		'delete' => 'restrict'
	]
	[protected] _validIndexTypes => [
		(int) 0 => 'index',
		(int) 1 => 'fulltext'
	]
	[protected] _validConstraintTypes => [
		(int) 0 => 'primary',
		(int) 1 => 'unique',
		(int) 2 => 'foreign'
	]
	[protected] _validForeignKeyActions => [
		(int) 0 => 'cascade',
		(int) 1 => 'setNull',
		(int) 2 => 'setDefault',
		(int) 3 => 'noAction',
		(int) 4 => 'restrict'
	]
}
$config = '_cake_model_'
$engine = object(Cake\Cache\Engine\FileEngine) {
	[protected] _File => null
	[protected] _defaultConfig => [
		'duration' => (int) 3600,
		'groups' => [[maximum depth reached]],
		'isWindows' => false,
		'lock' => true,
		'mask' => (int) 436,
		'path' => null,
		'prefix' => 'cake_',
		'probability' => (int) 100,
		'serialize' => true
	]
	[protected] _init => true
	[protected] _groupPrefix => null
	[protected] _config => [
		'duration' => (int) 120,
		'groups' => [[maximum depth reached]],
		'isWindows' => false,
		'lock' => true,
		'mask' => (int) 436,
		'path' => '/var/www/html/complaints.millsbomb.com/tmp/cache/models/',
		'prefix' => 'myapp_cake_model_',
		'probability' => (int) 100,
		'serialize' => true,
		'url' => null
	]
	[protected] _configInitialized => true
}
$success = false

Cake\Cache\Cache::write() - CORE/src/Cache/Cache.php, line 244
Cake\Database\Schema\CachedCollection::describe() - CORE/src/Database/Schema/CachedCollection.php, line 67
Cake\ORM\Table::schema() - CORE/src/ORM/Table.php, line 429
Cake\ORM\Table::primaryKey() - CORE/src/ORM/Table.php, line 505
Cake\ORM\Table::get() - CORE/src/ORM/Table.php, line 1163
App\Controller\ComplaintsController::view() - APP/Controller/ComplaintsController.php, line 54
Cake\Controller\Controller::invokeAction() - CORE/src/Controller/Controller.php, line 429
Cake\Routing\Dispatcher::_invoke() - CORE/src/Routing/Dispatcher.php, line 114
Cake\Routing\Dispatcher::dispatch() - CORE/src/Routing/Dispatcher.php, line 87
[main] - ROOT/webroot/index.php, line 41

#1728297 5 Jan 2016

Credit card

Complaint #1728297 submitted on 01/05/2016 relating to Amex. Complaint relates to Credit card - APR or interest rate .

Complaint was submitted via Web and sent to the company on Tuesday 5th January 2016.

Narrative (may be redacted).

I had a American Express business card since 1995 and the interest rate was okay and I always paid on time. Now they have jacked the interest rate and make this bill almost impossible to be paid off. This is wrong and I do n't need this card anymore. I do n't have the business anymore. They are charging XXXX a month in interest. With interest being at a low for a long time I never realized they were charging that kind of interest. Please advise what to do with this kind of practice. It 's a crime to be treated with this kind of billing practices. You can never paid this off with regular monthly payments.

Older American, Servicemember

Company	Amex
Complaint ID	1728297
Date Received	01/05/2016
Product	Credit card
Issue	APR or interest rate
State/ZIP Code	WA 983XX
Consumer Consent	Consent provided
Company Public Response
Company Response To Customer	Closed with explanation
Submitted	Web 01/05/2016
Result	Timely Response: Yes, Consumer Disputed: No

Amex Complaint: APR or interest rate

#1728297 5 Jan 2016

Credit card

Narrative (may be redacted).

Have you dealt with Amex?