HSBC Complaint: Loan servicing, payments, escrow account

#1707912 18 Dec 2015

Mortgage FHA mortgage

Complaint #1707912 submitted on 12/18/2015 relating to HSBC. Complaint relates to Mortgage FHA mortgage - Loan servicing, payments, escrow account .

Complaint was submitted via Web and sent to the company on Monday 21st December 2015.

Narrative (may be redacted).

This is a complaint that was never resolved by CFPB. The complaint number was # XXXX. Although HSBC\HFC deemed my account eligible for the XXXX pay, and reduced my monthly payment to {$890.00}, but by the same token, has changed the condition and agreement of the deed\mortgage. They have single handedly attached the property tax to be included with the mortgage monthly payments without a closing, or agreement or consent by me. How is that possible? I do n't see how this mortgage company was reprimanded or lawfully dealt with! They are in error, ON SO MANY levels. My tax payments did not need to be paid by any XXXX, as there were no lien on the property for arrear payments. Not then or now! Each year during my chapter, I may have been short, but not enough to place a lien. This was confirmed by the XXXX Department. I would appreciate your taking another look into this matter as WRONG doing is definitely apparent throughout this whole ordeal. my constitutional rights are being violated, while this body " CFPB '' does nothing. How is that?
Thank you XXXX XXXX XXXX

Company HSBC
Complaint ID 1707912
Date Received 12/18/2015
Product Mortgage FHA mortgage
Issue Loan servicing, payments, escrow account
State/ZIP Code NY 114XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 12/21/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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