Complaint #1707989 submitted on 12/18/2015 relating to JPMorgan Chase & Co.. Complaint relates to Debt collection Credit card - Cont'd attempts collect debt not owed Debt is not mine.
Complaint was submitted via Web and sent to the company on Friday 18th December 2015.
Good morning in 2008, unknowingly to me there was a default judgement against me for XXXX, with an original creditor of washington mutual, I have never had a washington mutual account, I was an authorized user on some of my friends accounts but not sure if one defaulted. Also I was never notified of the court proceeding or served. Fast forward to recently, instead of hiring a lawyer and going through a hassle of trying to fight a default judgement I agreed to a settlement and explained to the debt collector that it is not my debt nor was I ever aware or notified of this debt but I am willing to settle it we agreed on the amount a few days ago. I asked the debt collector to look at the files and you can see I was never the main account holder XXXX XXXX seize he does not have access to the files or he ca n't do anything for me but take my money for a debt legally speaking should n't have been mine in the first place. The debt collector can not legally validate the debt, he should not be accepting my money. Also he wo n't do the right thing in vacating the debt that was n't my legal responsibility in the first place.
| Company | JPMorgan Chase & Co. |
| Complaint ID | 1707989 |
| Date Received | 12/18/2015 |
| Product | Debt collection Credit card |
| Issue | Cont'd attempts collect debt not owed Debt is not mine |
| State/ZIP Code | NY 117XX |
| Consumer Consent | Consent provided |
| Company Public Response | |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 12/18/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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