Action Collection Service Complaint: Cont'd attempts collect debt not owed

#1694920 12 Dec 2015

Debt collection Medical

Complaint #1694920 submitted on 12/12/2015 relating to Action Collection Service. Complaint relates to Debt collection Medical - Cont'd attempts collect debt not owed Debt is not mine.

Complaint was submitted via Web and sent to the company on Saturday 12th December 2015.

Narrative (may be redacted).

Action Collection Services INC. is reporting a collection account ( XXXX XXXX XXXX ) on my XXXX Credit report that is not mine and they are damaging my credit with this.

I contacted Action Collection Sevices Inc. on XXXX ( attached : original letter to Action, & certified mail delivery ) asking them to send verification of the debt with in 5 days. By law a collection company has to verify any debt the consumer asks to verify.They still have not. They responded with a letter stating they can not locate the account ( attached : Action response letter ) I gave them all information needed to locate said account, obviously they are misreporting information to the credit bureaus and damaging peoples credit.

Company Action Collection Service
Complaint ID 1694920
Date Received 12/12/2015
Product Debt collection Medical
Issue Cont'd attempts collect debt not owed Debt is not mine
State/ZIP Code ID 836XX
Consumer Consent Consent provided
Company Public Response Company believes the complaint is the result of a misunderstanding
Company Response To Customer Closed with explanation
Submitted Web 12/12/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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