Herbert P. Sears Co., Inc. Complaint: Disclosure verification of debt

#1694615 12 Dec 2015

Debt collection Medical

Complaint #1694615 submitted on 12/12/2015 relating to Herbert P. Sears Co., Inc.. Complaint relates to Debt collection Medical - Disclosure verification of debt Right to dispute notice not received.

Complaint was submitted via Web and sent to the company on Saturday 12th December 2015.

Narrative (may be redacted).

Just used XXXX to get my credit bureau report. Had a debt from XXXX showing up as unpaid and with a collection agency. I contacted the collection agency who provided me with the information to contact XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, CA XXXX, ( XXXX ) XXXX or ( XXXX ) XXXX, XXXXXXXXXXXX. I contacted XXXX and they said it was for an urgent care visit in XXXX for my son and since he is on my health insurance I was the guarantor of the debt. I have lived in XXXX for 11yrs and have not lived in XXXX since XXXX. I divorced my ex-wife in XXXX and our son XXXX lives with her in XXXX. XXXX said they mailed the bill to her, but when she called them they had a wrong address on file. We have both asked them to have this removed from my credit bureau when we pay the bill ( which is not a problem at all to do ) and they are refusing. The problem is NO ONE was ever notified of this debt, my ex-wife or myself and yet they are refusing to fix my credit bureau when I was not party to the debt or even took him to their urgent care facility. I feel as though I have been victimized and have a derogatory mark on my credit bureau with a date of removal of XXXX when I was never given the opportunity to pay the debt. Please help me as I am working to secure a loan to buy a house which is why I pulled the credit report to begin with.

Company Herbert P. Sears Co., Inc.
Complaint ID 1694615
Date Received 12/12/2015
Product Debt collection Medical
Issue Disclosure verification of debt Right to dispute notice not received
State/ZIP Code AZ 850XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with non-monetary relief
Submitted Web 12/12/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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