GLA Collection Company, Inc. Complaint: False statements or representation

#1684690 5 Dec 2015

Debt collection Medical

Complaint #1684690 submitted on 12/05/2015 relating to GLA Collection Company, Inc.. Complaint relates to Debt collection Medical - False statements or representation Attempted to collect wrong amount.

Complaint was submitted via Web and sent to the company on Saturday 5th December 2015.

Narrative (may be redacted).

GLA Collection agency has established XXXX consumer accounts, XXXX being reported to credit bureaus. This is in violation of the FDCPA and the FCRA statutes.

Section 808 of the statute describes what would be considered unfair practices employed in the course of attempting to collect a purported debt. It begins by saying that the limitations described in the following section do not limit the object of the statute, that means that even though the debt collector might not haveviolated the literal language of a particular provision, if it can be shown that the particular collection practice was unfair or unconscionable, then it will be considered a violation of the Act.

It further states that the debt collector can not collect any amount of money that is not permitted by law or by the agreement. Because there is no agreement between the collector and the alleged debtor, no collection can be sustained.

The purported contract or agreement falls within a class of contracts or agreements required to be in writing. The purported contract or agreement alleged in the collection action is not in writing and signed by defendant or by some other person authorized by defendant and who was to answer for the debt, default, or miscarriage of another person.

Since there is no consumer relationship between the collection agency and myself, the collection activity as well as the reporting of an actual account or accounts on behalf of the collection agency are unconscionable and illegal.

Have you dealt with GLA Collection Company, Inc.?

Leave your comments and feedback below.