Amex Complaint: Rewards

#1682841 4 Dec 2015

Credit card

Complaint #1682841 submitted on 12/04/2015 relating to Amex. Complaint relates to Credit card - Rewards .

Complaint was submitted via Web and sent to the company on Friday 4th December 2015.

Narrative (may be redacted).

American Express has taken away our rewards points by closing our account. I have made several inquiries, all of which are ignored with no response. They closed our account one day prior to the pay by date that is only 14 days from their closing date each month and even prior to us receiving the current bill. We had a dispute over a paid unauthorized charge in this account, and we had actually arranged payment for the dispute plus all new charges the same day the account was closed by Amex. In their arrogance the state we do not make our required payments each month, and this is not true. We paid all new charges in full that we actually charged and sent them a spread sheet proving that. The only amounts left unpaid were disputed amounts. As an act of good faith we paid the disputed amount on our account of {$3400.00} that consisted of an unauthorized charge of {$2100.00} paid by American Express with our authority to pay and {$1700.00} of unexplained additions to our total charges summary that began in XXXX 2013 and grew from the original unexplained amount of {$260.00}. We will pay all incoming charges left on the account prior to the next billing cycle closing. Since the amount we will have paid by then will be over {$13000.00} we would like our rewards points at that time.

Company Amex
Complaint ID 1682841
Date Received 12/04/2015
Product Credit card
Issue Rewards
State/ZIP Code CA 919XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 12/04/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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