Complaint #1672943 submitted on 11/25/2015 relating to R.M. Galicia, Inc.. Complaint relates to Debt collection Medical - Disclosure verification of debt Right to dispute notice not received.
Complaint was submitted via Web and sent to the company on Wednesday 25th November 2015.
Collection agency reported to XXXX on XX/XX/XXXX a " closed '' collection account with a balance of {$19.00} that was opened with their collection agency on XX/XX/XXXX
I received no dunning notice from the collection agency.
Section XX/XX/XXXX of the Fair Debt Collection Practices Act says collectors must provide notice to consumers within five days of the initial communication regarding the debt, stating the amount of the debt, the name of the current creditor, and explaining the consumer 's right to dispute the debt and to obtain verification.
Failure to send a XX/XX/XXXX notice, is a violation of the FDCPA.
| Company | R.M. Galicia, Inc. |
| Complaint ID | 1672943 |
| Date Received | 11/25/2015 |
| Product | Debt collection Medical |
| Issue | Disclosure verification of debt Right to dispute notice not received |
| State/ZIP Code | CA 908XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company believes it acted appropriately as authorized by contract or law |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 11/25/2015 |
| Result | Timely Response: Yes, Consumer Disputed: Yes |
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