Monterey Financial Services, Inc. Complaint: Cont'd attempts collect debt not owed

#1670430 24 Nov 2015

Debt collection I do not know

Complaint #1670430 submitted on 11/24/2015 relating to Monterey Financial Services, Inc.. Complaint relates to Debt collection I do not know - Cont'd attempts collect debt not owed Debt is not mine.

Complaint was submitted via Web and sent to the company on Tuesday 24th November 2015.

Narrative (may be redacted).

I have a charge-off on my credit from " MONTEREY FINANCIAL SVC '' & " MONTEREY COLLECTION SVC '' which I never even applied for. I was sent a letter from Monterey Financial Services Inc dated XXXX XXXX, 2014 saying that my credit application was denied. But again, I never applied for anything to this company or the application for " XXXX '' that they are referring to on their letter. I did attend a sales pitch meeting from XXXX but I did not purchase any of their vacation packages. Now my credit report is showing XXXX charge-offs from this company for {$4600.00} and {$3400.00} ; which like I mentioned above, I have never applied for to begin with.

Company Monterey Financial Services, Inc.
Complaint ID 1670430
Date Received 11/24/2015
Product Debt collection I do not know
Issue Cont'd attempts collect debt not owed Debt is not mine
State/ZIP Code GA 310XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 11/24/2015
Result Timely Response: Yes, Consumer Disputed: Yes
 

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