Atlantic Credit & Finance, Inc. Complaint: Cont'd attempts collect debt not owed

#1664143 19 Nov 2015

Debt collection Credit card

Complaint #1664143 submitted on 11/19/2015 relating to Atlantic Credit & Finance, Inc.. Complaint relates to Debt collection Credit card - Cont'd attempts collect debt not owed Debt resulted from identity theft.

Complaint was submitted via Web and sent to the company on Thursday 19th November 2015.

Narrative (may be redacted).

On or about XXXX of 2015, I started to receive request for payments to which I disputed based upon claims of stolen ID THEFT.However, XXXX XXXX XXXX ATLANTIC CRED continued attempt to collect a debt that I do not owe. I personally contacted ATLANTIC CRED and disputed the validity of the debt. I personally requested that ATLANTIC CRED to perfect security interest and VALIDATE the DEBT by providing me with " Certified BILATERAL CONTRACT " obligating me to this debt with the " ORIGINAL CREDITOR '' NAME ; ADDRESS and unpaid invoices under FDCA. To this date, ATLANTIC CRED has failed to be in compliance of FDCA, thus, unilaterally without just cause continued to violate my civil rights causing and preventing me from securing good paying job, adequate housing and/or obtaining new credits.

Company Atlantic Credit & Finance, Inc.
Complaint ID 1664143
Date Received 11/19/2015
Product Debt collection Credit card
Issue Cont'd attempts collect debt not owed Debt resulted from identity theft
State/ZIP Code NY 114XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with explanation
Submitted Web 11/19/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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