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Bank of America Complaint: Bank account or service #1792354

Bank of America Complaint: Account opening, closing, or management

#1792354 17 Feb 2016

Bank account or service Checking account

Complaint #1792354 submitted on 02/17/2016 relating to Bank of America. Complaint relates to Bank account or service Checking account - Account opening, closing, or management .

Complaint was submitted via Web and sent to the company on Wednesday 17th February 2016.

Narrative (may be redacted).

On Thursday, XXXX XXXX, 2016, I opened a " Bank of America XXXX Checking '' account and a " Regular Savings '' account online. This same date, I received an email notification titled " Online Application Has Been Approved '' along with the ability to access and create my online login ID, which I did. This same date, I mobile deposited the only funds I had, my payroll check, to my newly created checking account. The bank put a hold on my money, so I reached out to online chat to inquire why and was told the funds would be available the next day, Friday. The next day, I attempted to login to my checking account to determine whether the funds were available and could not access the account. I again reached out to the bank via chat and phone and after being given the run around for nearly an hour, found out they closed my account without notice and had my money. This same date, my mom went into a local branch to speak with the branch manager regarding these events, and was unable to get any useful information. I checked with my current bank, XXXX, and do not have any negative or derogatory financial marks against me.

Company Bank of America
Complaint ID 1792354
Date Received 02/17/2016
Product Bank account or service Checking account
Issue Account opening, closing, or management
State/ZIP Code CA 911XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with explanation
Submitted Web 02/17/2016
Result Timely Response: Yes, Consumer Disputed: No
 

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