Jacob Law Group, PLLC Complaint: Communication tactics

#1654870 13 Nov 2015

Debt collection Non-federal student loan

Complaint #1654870 submitted on 11/13/2015 relating to Jacob Law Group, PLLC. Complaint relates to Debt collection Non-federal student loan - Communication tactics Threatened to take legal action.

Complaint was submitted via Web and sent to the company on Friday 13th November 2015.

Narrative (may be redacted).

XX/XX/XXXX XXXX I received a telephone call from Jacob Law Group , I was not home at teh time to receive the call. XX/XX/XXXX I received a letter from the same company stating that I had a debt from XXXX XXXX bank in the amont of {$2100.00}. I called the number on the letter and spoke with a lady named XXXX. She went on to inform me that she had contacted my job XXXX and verified emplyment. First of all no one at the particular center has the authority to validate employment. I asked who did she speak with ad she hesistated and told me the HR department. I called the HR department sad they had not spoken with anyone to verify my employment. She went on to tell me that I needed to pay the amount in full and she saw that my cosigner had a car in her name and if she had a car she should be able to go and get an installment loan for {$2000.00} at the bank and pay the bill and I pay the {$150.00}. I explained to her that this was my mother she was XXXX years old and since XX/XX/XXXX has had some credit issues. I offered to make installment payments but she would accept teh offer. I am afraid that htey will upset my mother who has XXXX as I do myself. She went on to ask how much I made per month and noted that they could take at least {$400.00} a month from me and that I did not want that. She was quite harsh. I had XXXX on XX/XX/XXXX and I amcurrently off work and under the care of my doctor.

Servicemember

Company Jacob Law Group, PLLC
Complaint ID 1654870
Date Received 11/13/2015
Product Debt collection Non-federal student loan
Issue Communication tactics Threatened to take legal action
State/ZIP Code MS 389XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 11/13/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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