EverBank Complaint: Credit decision / Underwriting

#1651102 12 Nov 2015

Mortgage Conventional fixed mortgage

Complaint #1651102 submitted on 11/12/2015 relating to EverBank. Complaint relates to Mortgage Conventional fixed mortgage - Credit decision / Underwriting .

Complaint was submitted via Web and sent to the company on Thursday 12th November 2015.

Narrative (may be redacted).

I bought a house and got Everbank to to service the loan. I was supposed receive a credit ( loan origination fee, etc., were supposed to be waived ) for choosing Everbank. This is shown on the original HUDXXXX that was sent to me by the Everbank loan officer two days prior to closing. When I reviewed the HUDXXXX at the actual closing, the numbers were different. They had taken all the credit OFF of the new HUDXXXX form. The loan officer, who was present at the settlement, called his bank, and they were supposed to refund the money ASAP. This was in presence of the loan officer, title attorney, seller, buyer ( myself ), and their agents.
Is has almost been a month since this closing date and I have not received the check. I have had to call multiple customer service. They have been less than responsive and totally put it on ME to work to get this refund which was promised to me ( really ridiculous given that this check was supposed to be mailed out the day after closing ).

Company EverBank
Complaint ID 1651102
Date Received 11/12/2015
Product Mortgage Conventional fixed mortgage
Issue Credit decision / Underwriting
State/ZIP Code DC 200XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 11/12/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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