Optio Solutions, LLC Complaint: Communication tactics

#1644136 6 Nov 2015

Debt collection Auto

Complaint #1644136 submitted on 11/06/2015 relating to Optio Solutions, LLC. Complaint relates to Debt collection Auto - Communication tactics Threatened to take legal action.

Complaint was submitted via Web and sent to the company on Thursday 12th November 2015.

Narrative (may be redacted).

My wife mistakenly wrote a check from the wrong account and it was returned NSF. We immediately contacted the payee to redeposit the check and transferred the funds, which covered the entire amount. The day after the check was paid in full we were charged {$1000.00} by Qualia Collection Services ( QCS ) as a return check fee, which we have disputed. I attempted to speak with QCS to pay a reasonable return fee but the individuals I spoke with only responded that they are charging the maximum allowed by the state and that the fact that the entire amount was paid in less than 3 days did not make a difference. I was also threatened with a lawsuit if I did not pay the entire amount.

Company Optio Solutions, LLC
Complaint ID 1644136
Date Received 11/06/2015
Product Debt collection Auto
Issue Communication tactics Threatened to take legal action
State/ZIP Code FL 331XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 11/12/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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