Complaint #1637480 submitted on 11/03/2015 relating to Optima Recovery Services LLC.. Complaint relates to Debt collection Medical - Cont'd attempts collect debt not owed Debt was paid.
Complaint was submitted via Web and sent to the company on Tuesday 3rd November 2015.
I was made aware of a purported debt many months after it had been sent to collection. I have never received a notice, call or letter from the collection agency ( Optima Recovery Services ) but they reported the debt to the credit bureaus and now my credit score has dropped significantly.
I sent a certified letter to Optima Recovery Services in XXXX 2015. The letter explained I did not owe the debt and included a copy of the cleared check showing the item had been paid.
I received no response from Optima and the item is still on my credit report.
| Company | Optima Recovery Services LLC. |
| Complaint ID | 1637480 |
| Date Received | 11/03/2015 |
| Product | Debt collection Medical |
| Issue | Cont'd attempts collect debt not owed Debt was paid |
| State/ZIP Code | TN 373XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company believes it acted appropriately as authorized by contract or law |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 11/03/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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