Complaint #1635737 submitted on 11/02/2015 relating to Factual Data. Complaint relates to Credit reporting - Incorrect information on credit report Account status.
Complaint was submitted via Web and sent to the company on Monday 2nd November 2015.
XXXX reported that I was past due on our credit card payment.
They are wrong and could not provide proof that I was ever even sent a bill, they 're only response was that they sent me a bill and that was enough. I believe this is a scam as XXXX XXXX ( the company that issues the cards for XXXX ) benefits by charging higher interest rate to consumers after inventing the late charge, or not providing proper notice of a due payment.
In fact our account has a positive amount currently in other words they owe us money.
I will be closing the account after submitting this complaint.
| Company | Factual Data |
| Complaint ID | 1635737 |
| Date Received | 11/02/2015 |
| Product | Credit reporting |
| Issue | Incorrect information on credit report Account status |
| State/ZIP Code | CO 805XX |
| Consumer Consent | Consent provided |
| Company Public Response | |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 11/02/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
Leave your comments and feedback below.