State Employee's Credit Union Complaint: Using a debit or ATM card

#1628611 28 Oct 2015

Bank account or service Checking account

Complaint #1628611 submitted on 10/28/2015 relating to State Employee's Credit Union. Complaint relates to Bank account or service Checking account - Using a debit or ATM card .

Complaint was submitted via Web and sent to the company on Wednesday 28th October 2015.

Narrative (may be redacted).

I am a current customer of the North Carolina State Credit Union. I have my checking account and a savings account with SECU located in XXXX XXXX North Carolina.
I have direct deposit of my Social Security Disability check being deposited into my checking account each month. I recently closed a checking account due to it being compromised and opened a new account for direct deposit. The old account was closed on XXXX XXXX. XXXX XXXX XXXX SECU allowed a unauthorized debit from a business in the amount of XXXX to be debited from the closed account. There were no funds in the account and the account was closed. I did not authorize this debit nor did I have any knowledge of a bill from this company.
I went into the branch and was informed that SECU allowed this debit on a closed account. This has put my account XXXX XXXX on hold.
My sole income is XXXX a month from Social Security disability. I am a disabled person on a fixed monthly income and because of this fraudulent transaction I am in need of help with this matter, This has left me with no means to support myself or my children. I had no knowledge that SECU would allow a debit on a closed account.
Please contact me I need help with this matter.
XXXX XXXX XXXX XXXX nc XXXX

Company State Employee's Credit Union
Complaint ID 1628611
Date Received 10/28/2015
Product Bank account or service Checking account
Issue Using a debit or ATM card
State/ZIP Code NC 275XX
Consumer Consent Consent provided
Company Public Response Company believes complaint caused principally by actions of third party outside the control or direction of the company
Company Response To Customer Closed with explanation
Submitted Web 10/28/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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