Banco Popular de Puerto Rico Complaint: Disclosure verification of debt

#1622478 23 Oct 2015

Debt collection Credit card

Complaint #1622478 submitted on 10/23/2015 relating to Banco Popular de Puerto Rico. Complaint relates to Debt collection Credit card - Disclosure verification of debt Not given enough info to verify debt.

Complaint was submitted via Web and sent to the company on Friday 23rd October 2015.

Narrative (may be redacted).

XXXX XXXX XXXX listed an old ( un-owed and unsubstantiated ) debt in my report without any notice. The original claim was from 2008, and the orginal collector could never furnish any data to prove this. XXXX XXXX bought this debt and is listing in my credit report as new, has never contacted me, or provided evidence of what makes up this amount. This item should be removed from my credit report and this company should be fined. It now appears XXXX times on my credit report, even though it ( 1 ) should not be there in the first place, ( 2 ) the debtor sold it to a third party, and the third party is trying to claim this is new without contacting me or providing evidence.

Company Banco Popular de Puerto Rico
Complaint ID 1622478
Date Received 10/23/2015
Product Debt collection Credit card
Issue Disclosure verification of debt Not given enough info to verify debt
State/ZIP Code WA 980XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with explanation
Submitted Web 10/23/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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