Complaint #1619748 submitted on 10/22/2015 relating to Marlette Funding, LLC. Complaint relates to Consumer Loan Installment loan - Shopping for a loan or lease .
Complaint was submitted via Web and sent to the company on Thursday 29th October 2015.
I was sent a preapproved offer from XXXX. I applied the very day that I got the offer, and my application was denied for credit reasons.
If I was preapproved, how can they deny me because of something in my credit report? Their approval was supposedly based on my credit report.
Text from the denial below : Re : Your loan applicationThank you for checking your rate for a Best Egg ( R ) loan. We regret that we are unable to approve your application at this time, for the following reason ( s ) : Insufficient credit lines established on open revolving accountsLack of revolving account historyToo many inquiries in the last 12 monthsInsufficient available credit on all open revolving accounts
| Company | Marlette Funding, LLC |
| Complaint ID | 1619748 |
| Date Received | 10/22/2015 |
| Product | Consumer Loan Installment loan |
| Issue | Shopping for a loan or lease |
| State/ZIP Code | NC 284XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company chooses not to provide a public response |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 10/29/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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