Servis One, Inc. Complaint: Loan servicing, payments, escrow account

#1614312 19 Oct 2015

Mortgage Conventional fixed mortgage

Complaint #1614312 submitted on 10/19/2015 relating to Servis One, Inc.. Complaint relates to Mortgage Conventional fixed mortgage - Loan servicing, payments, escrow account .

Complaint was submitted via Web and sent to the company on Monday 19th October 2015.

Narrative (may be redacted).

Brandy from BSI Financial Services Intentionally told us not to pay a mortgage payment because we had an account overage of {$3100.00} after they bought our loan in XX/XX/2014. A year and a half later they called us to say they made a mistake and we were 30 days past due and needed to pay. Along with late charges charged back to that date. This was their error not ours. We noticed that they were claiming our payment was late every month. So we started sending our payment by certified mail with return receipt. They have intentionally held our payment until after the XXXX of the month every month so they can charge us late fees. We have receipts to prove what date our payments were received by BSI. They still hold them and process them late on purpose. I have left numerous messages with a supervisor for an explanation of their error 's. I have never received a return call from anyone in any department of BSI. Not once. I do now however get a recorded message 7 or 8 times a day to call BSI at my earliest convenience.

Company Servis One, Inc.
Complaint ID 1614312
Date Received 10/19/2015
Product Mortgage Conventional fixed mortgage
Issue Loan servicing, payments, escrow account
State/ZIP Code VA 226XX
Consumer Consent Consent provided
Company Public Response Company believes complaint is the result of an isolated error
Company Response To Customer Closed with explanation
Submitted Web 10/19/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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