Citibank Complaint: APR or interest rate

#1603020 12 Oct 2015

Credit card

Complaint #1603020 submitted on 10/12/2015 relating to Citibank. Complaint relates to Credit card - APR or interest rate .

Complaint was submitted via Web and sent to the company on Monday 12th October 2015.

Narrative (may be redacted).

Made a payment to Citi and the payment was short by {$1.00}. It was a mistake on my part when I submitted the payment using my XXXX XXXX online bill pay system. Our APR has now been increased to 29.99 % because of the {$1.00} mistake on our payment in XXXX. When I discovered the shortage I called Citi and paid the shortage by phone and the representative assured me that our interest rate would not increase. Called Citi when I noticed the increase in APR to request they lower the APR. They refused. Asked to speak to a supervisor and was put on hold for over XXXX minutes until I finally had to hang up because I was calling from work and could not remain on hold any longer.

Company Citibank
Complaint ID 1603020
Date Received 10/12/2015
Product Credit card
Issue APR or interest rate
State/ZIP Code TX 750XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with non-monetary relief
Submitted Web 10/12/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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