Real Time Resolutions Complaint: Taking/threatening an illegal action

#1602897 12 Oct 2015

Debt collection Payday loan

Complaint #1602897 submitted on 10/12/2015 relating to Real Time Resolutions. Complaint relates to Debt collection Payday loan - Taking/threatening an illegal action Threatened to sue on too old debt.

Complaint was submitted via Web and sent to the company on Thursday 15th October 2015.

Narrative (may be redacted).

I 'm getting calls and notices stating I owe {$2300.00}. Recently, I received a free credit report and noticed that Real Time Resolutions Inc.is trying to collect {$2300.00} for XXXX. I recently received my credit report and it states Real Time Resolutions Inc. opened a collection on XXXX XXXX. I opened a payday loan with XXXX the amount of {$2300.00} on XXXX XXXX, XXXX. I made a payment in the amount of {$310.00} on XXXX XXXX, XXXX and on XXXX XXXX, XXXX. I then submitted a complaint XXXX on XXXX XXXX, XXXX. XXXX replied and it was agreed I would make payments in the amount of {$200.00} starting XXXX XXXX, XXXX thru XXXX XXXX, XXXX. I defaulted in my loan as of XXXX XXXX where my last payment was for {$100.00}. Up until then I paid {$900.00} plus the XXXX payments of {$310.00} totaling XXXX. According XXXX, I owe {$100.00}. I started making payments again as of XXXX XXXX, XXXX In the amount of {$200.00} thru XXXX. I have statements and receipts proving I made payments. The only receipt I do n't have is paying {$100.00} in XXXX of XXXX. Can Real Time Resolutions, Inc. open an account after 4 years of opening?

Company Real Time Resolutions
Complaint ID 1602897
Date Received 10/12/2015
Product Debt collection Payday loan
Issue Taking/threatening an illegal action Threatened to sue on too old debt
State/ZIP Code CA 930XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 10/15/2015
Result Timely Response: No, Consumer Disputed: No
 

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