Complaint #1581140 submitted on 09/25/2015 relating to Advance America, Cash Advance Centers, Inc.. Complaint relates to Payday loan Payday loan - Received a loan I didn't apply for Received a loan I didn't apply for.
Complaint was submitted via Web and sent to the company on Friday 25th September 2015.
On XXXX/XXXX/15 I noticed an unauthorized deposit in my checking account in the amount of {$800.00} from Kickstand Lending. I never heard of Kickstand lending, I have not applied for a payday loan, I did not sign any loan documents either with a wet signature or electronic signature and I certainly did n't give them authorization to access my checking account. My bank is disputing the deposit at this time. I also just checked my credit report and a company by the name of XXXX XXXX XXXX at XXXX XXXX XXXX XXXX requested my credit history on XXXX/XXXX/2015 on behalf of Kickstand Lending. I did n't authorize this either. I googled Kickstand Lending and found an email address for them ... wrote them about the situation and they said the loan was requested on XXXX/XXXX/2015 from an IP address of XXXX ... when I traced this address, it 's in XXXX ... I 'm in XXXX and have n't traveled anywhere outside the region in the last five years.
Company | Advance America, Cash Advance Centers, Inc. |
Complaint ID | 1581140 |
Date Received | 09/25/2015 |
Product | Payday loan Payday loan |
Issue | Received a loan I didn't apply for Received a loan I didn't apply for |
State/ZIP Code | MO 641XX |
Consumer Consent | Consent provided |
Company Public Response | Company believes it acted appropriately as authorized by contract or law |
Company Response To Customer | Closed with explanation |
Submitted | Web 09/25/2015 |
Result | Timely Response: Yes, Consumer Disputed: Yes |
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