Complaint #1784936 submitted on 02/11/2016 relating to Select Portfolio Servicing, Inc. Complaint relates to Mortgage Conventional fixed mortgage - Loan modification,collection,foreclosure .
Complaint was submitted via Web and sent to the company on Thursday 11th February 2016.
My home loan was sold to a debt collector. From XXXX home loans to Select Portfolio Services. I have great credit and have NEVER missed a payment. Sps does not do any refinancing or loan modification. I ca n't take advantage of getting relief in any form unless I become sell my home for less or become delinquent.
Since the home is underwater no leanding institutions will assist me. Not XXXX, HARP, HAMP, XXXX XXXX, MY BANK or any XXXX BANKS.
I was never given the opportunity to search for a new lender nor did I sign any paper work.
Is this legal?
I feel like a prisoner with good credit history and it 's unfair, immoral and unjust.
| Company | Select Portfolio Servicing, Inc |
| Complaint ID | 1784936 |
| Date Received | 02/11/2016 |
| Product | Mortgage Conventional fixed mortgage |
| Issue | Loan modification,collection,foreclosure |
| State/ZIP Code | GA 300XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company believes it acted appropriately as authorized by contract or law |
| Company Response To Customer | Closed with explanation |
| Submitted | Web 02/11/2016 |
| Result | Timely Response: Yes, Consumer Disputed: Yes |
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