Merchants' Credit Guide Company Complaint: Disclosure verification of debt

#1560893 11 Sep 2015

Debt collection Medical

Complaint #1560893 submitted on 09/11/2015 relating to Merchants' Credit Guide Company. Complaint relates to Debt collection Medical - Disclosure verification of debt Not given enough info to verify debt.

Complaint was submitted via Web and sent to the company on Wednesday 16th September 2015.

Narrative (may be redacted).

I called Merchants Credit XXXX 3 times to request copies of the original bills, because the original creditor has no record of an outstanding balance. After the first call they noted on my credit report consumer disputes which i was not, all i wanted was copies of the bills to be faxed or e-mailed which they refused so they said they were mailing the original bills to date since XXXX i have not received the original bills in the mail. I then sent a debt validation letter via certified mail on XXXX XXXX, 2015 the company signed for the XXXX letters on XXXX XXXX, 2015. The company has not ceased reporting to the credit bureaus nor have they sent the bills that i have requested numerous times.

Company Merchants' Credit Guide Company
Complaint ID 1560893
Date Received 09/11/2015
Product Debt collection Medical
Issue Disclosure verification of debt Not given enough info to verify debt
State/ZIP Code IL 605XX
Consumer Consent Consent provided
Company Public Response Company believes it acted appropriately as authorized by contract or law
Company Response To Customer Closed with explanation
Submitted Web 09/16/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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