First National Bank of Omaha Complaint: Credit card protection / Debt protection

#1555419 8 Sep 2015

Credit card

Complaint #1555419 submitted on 09/08/2015 relating to First National Bank of Omaha. Complaint relates to Credit card - Credit card protection / Debt protection .

Complaint was submitted via Web and sent to the company on Wednesday 28th October 2015.

Narrative (may be redacted).

My credit card was used with out my knowledge or authorization by my XXXX year old son.
I had previously bought online gaming for him. And I did not realize the credit card information was stored on the computer. My son did n't understand he was using my credit card. There are multiple and duplicate transactions that if you were to look at my statement anyone could realize something was n't right.
According to my credit card contract I have zero liability for transactions made with outmy authorization. However I was told in writing that I am responsible and its not considered " fraud ''. I never said it was fraud, its " unauthorized transactions '' I believe this wording of theirs is what is protecting them and not me as in my contract with them.
Please advise, XXXX

Company First National Bank of Omaha
Complaint ID 1555419
Date Received 09/08/2015
Product Credit card
Issue Credit card protection / Debt protection
State/ZIP Code RI 028XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed with explanation
Submitted Web 10/28/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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