Ditech Financial LLC Complaint: Loan servicing, payments, escrow account

#1782080 10 Feb 2016

Mortgage FHA mortgage

Complaint #1782080 submitted on 02/10/2016 relating to Ditech Financial LLC. Complaint relates to Mortgage FHA mortgage - Loan servicing, payments, escrow account .

Complaint was submitted via Web and sent to the company on Friday 12th February 2016.

Narrative (may be redacted).

My mortgage was sold by Green Tree to Ditech in 2015. We have been paying our property taxes and insurance through escrow throughout the course of the loan. While the amount of our mortgage did n't change, we received a property tax bill from XXXX in XXXX for $ XXXX for property taxes that had n't been paid for 6 months. Ditech said they were n't responsible for paying escrow. We made a personal payment on XXXX to the XXXX for the entire amount due as we did n't want our home to have liens put on it. THE SAME DAY Ditech made a tax payment also. Now they are saying that we have an escrow shortage and have changed the amount of our monthly payment. We are trying to get our overpayment back from XXXX XXXX as Ditech is now going to be paying our taxes. I read on the consumer affairs website that Ditech has had numerous problems with this Green Tree acquisition some problems similar to ours, others were n't getting their homeowners insurance paid, others did n't have automatic payments taken out they had previously set up and now have a late payment on their credit report. The public needs to be protected from businesses like this. They have the power to do a lot of damage.

Company Ditech Financial LLC
Complaint ID 1782080
Date Received 02/10/2016
Product Mortgage FHA mortgage
Issue Loan servicing, payments, escrow account
State/ZIP Code NY 112XX
Consumer Consent Consent provided
Company Public Response Company believes the complaint is the result of a misunderstanding
Company Response To Customer Closed with explanation
Submitted Web 02/12/2016
Result Timely Response: Yes, Consumer Disputed: No
 

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