Complaint #1535366 submitted on 08/25/2015 relating to Experian. Complaint relates to Credit reporting - Improper use of my credit report Report improperly shared by CRC.
Complaint was submitted via Web and sent to the company on Tuesday 25th August 2015.
No I have n't disputed anything with Experian because all the credit bureaus are doing the same thing. I just got a copy of the above report. It shows XXXX Inquiries, of which about XXXX of them I had no knowledge. I did n't ask for credit from anyone. I did ask for a lower rate from the XXXX credit card I have, XXXX XXXX. As far as " preapproved credit offers '' go I 've never in my life received a true pre-approved offer. These companies scan my credit to see if I 'm worthy of their solicitation. Then when I ask about it, they say now we have to run your credit to see if you " qualify ''. So there is NO firm offer of credit with those solicitations. They are using this ok from the government to look at my credit for illegal purposes. I have XXXX company that I am licensed with to sell insurance for that runs my credit whenever they feel like it. Yet, I am not given nor ask for any credit from them. This is outrageous. I want to make sure none of my credit info is given out to anyone without my knowledge or request. I 'm sure this practice helps enable the evil folks who want to steal identities!!
| Company | Experian |
| Complaint ID | 1535366 |
| Date Received | 08/25/2015 |
| Product | Credit reporting |
| Issue | Improper use of my credit report Report improperly shared by CRC |
| State/ZIP Code | CA 920XX |
| Consumer Consent | Consent provided |
| Company Public Response | Company chooses not to provide a public response |
| Company Response To Customer | Closed with non-monetary relief |
| Submitted | Web 08/25/2015 |
| Result | Timely Response: Yes, Consumer Disputed: No |
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