National Check Resolution Inc. Complaint: Cont'd attempts collect debt not owed

#1528050 20 Aug 2015

Debt collection Payday loan

Complaint #1528050 submitted on 08/20/2015 relating to National Check Resolution Inc.. Complaint relates to Debt collection Payday loan - Cont'd attempts collect debt not owed Debt is not mine.

Complaint was submitted via Web and sent to the company on Thursday 20th August 2015.

Narrative (may be redacted).

My wife received a call from National Check Resolution stating that we owed on a Payday loan, XXXX. They also stated that they where going to serve papers for a court case scheduled in two weeks. This scared my wife enough that she paid a reduced amount of XXXX verse the stated amount of XXXX dollars.

I then called them back to verify what had happened. They told me a loan was taken out in XXXX of 2014 and paid to my XXXX XXXX account. NCR did have my XXXX XXXX Account 's last XXXX, my social number and home address. I told them I never filed for a payday loan in XXXX of last year. They told me it came from my homes IP address and that I should remember taking a loan out. They told me the loan amount was XXXX dollars.

I verified through my bank, XXXX XXXX, that no deposit was made from XXXX XXXX in any amount. In fact hat no deposit of XXXX dollars are made to me account during the month of XXXX.

They also stated they would not refund the money as it was a closed case.

Servicemember

Company National Check Resolution Inc.
Complaint ID 1528050
Date Received 08/20/2015
Product Debt collection Payday loan
Issue Cont'd attempts collect debt not owed Debt is not mine
State/ZIP Code VA 234XX
Consumer Consent Consent provided
Company Public Response
Company Response To Customer Closed
Submitted Web 08/20/2015
Result Timely Response: Yes, Consumer Disputed: No
 

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