Bank of America Complaint: Late fee

#1777694 8 Feb 2016

Credit card

Complaint #1777694 submitted on 02/08/2016 relating to Bank of America. Complaint relates to Credit card - Late fee .

Complaint was submitted via Web and sent to the company on Monday 8th February 2016.

Narrative (may be redacted).

My account was on an automated monthly payment schedule. Unbeknownst to me, the automated payment ceased and the minimum monthly payment increased. As soon as I realized, I contacted Bank of America who refunded XXXX late fees and increased the monthly payment. Unfortunately, they apparently did not increase the monthly payment enough and the account went delinquent again and incurred additional late fees. I have tried having these late fees removed multiple times and keep getting denied. In addition, Bank of America reported my account as delinquent the credit bureaus. I have called 3 or 4 times and keep getting told they will request the fees be waived. Then I get a non specific letter saying, " After careful consideration, you recent request has been denied. '' I have done everything I can to keep this account current and feel these penalty fees should be removed.

Company Bank of America
Complaint ID 1777694
Date Received 02/08/2016
Product Credit card
Issue Late fee
State/ZIP Code NJ 086XX
Consumer Consent Consent provided
Company Public Response Company chooses not to provide a public response
Company Response To Customer Closed with monetary relief
Submitted Web 02/08/2016
Result Timely Response: Yes, Consumer Disputed: No
 

Have you dealt with Bank of America?

Leave your comments and feedback below.